If you've just landed your first job, you are likely extremely excited.  You'll be able to purchase those items that you've been wanting for some time, and can gain a greater degree of independence because you're now making your own money.  However, in all of the excitement, there's one thing that you may not have thought about doing:  Hiring a certified financial planner.  You may think that financial advisers are only for rich people who have a ton of money and assets.  If this is your line of thinking, it may be time to change your mind.  Use this information to learn two reasons why you should hire a financial planner after you've gotten your first job.

Financial Planners Help You Set The Foundation

One of the main reasons why you need a financial planner in your corner is because they can help to set up the monetary foundation that you'll build upon for the rest of your life.  Even if you're not making much money to begin with, the structure that a good planner can put in place lets you grow your income as the years go by.

For example, they can help you determine what kind of retirement plan will work best for you.  It's never too early to start thinking about retirement, and a good financial planner can show you how to allocate your funds so that you are putting money away, while still having enough to live and thrive with.

Financial Planners Help You With Passive Income

The money that you earn at your job is considered active income.  This is defined as money that you earn as a result of your labor. Whether this is sitting at a desk for hours each day, or toiling in the sun, you are using your energy to make active income, and it's paid in an hourly or salary based format.

However, passive income operates differently.  Passive income is indirect, meaning that it can be earned even while you're sleeping, or even vacationing.  Money from stocks and bonds is considered passive income, and a financial planner can help you understand how to get your portfolio in order so that you'll be making money throughout the day and night.

Getting a financial planner could prove to be a very wise decision.  Don't wait; contact one of these financial experts right away so you can start making smart monetary decisions that help to prepare you for a brighter future.