If you've just landed your first job, you are likely extremely excited.  You'll be able to purchase those items that you've been wanting for some time, and can gain a greater degree of independence because you're now making your own money.  However, in all of the excitement, there's one thing that you may not have thought about doing:  Hiring a certified financial planner.  You may think that financial advisers are only for rich people who have a ton of money and assets.

If you're in the process of starting your own business, you need to have a plan. Not just a plan of how to open your business, but a plan for the entire operation. Without a proper plan, your business will be set adrift in a sea of possibilities with nothing to navigate with. Your business plan will provide you a clear map of where you are, where you want to go, and what you'll do once you get there.

If you're in a financial strait and you can't figure out how to make it to next month, getting a new credit card may help, or you may choose to seek a personal loan with no collateral. Also called signature loans (as opposed to a loan with collateral, which is called a mortgage), these are loans that your creditor offers to you on the basis of simply trusting you to pay it back, since there's nothing to confiscate if you don't.

Some households include extended family members. A child is sometimes eligible to be claimed as a tax dependent by more than one household member. Tax filers in multi-generational households must follow a specific set of rules to determine which filer is entitled to claim a child as a tax dependent. The guidelines used to determine dependent eligibility are referred to as the tiebreaker rules. In addition to reducing the amount of taxable income, the inclusion of a dependent on a tax return may also entitle a tax filer to the following benefits.

If you are interested in starting the hobby of collecting old coins, you most likely look through your change each time you make a purchase to find rare pieces that may hold value. To increase the likelihood in obtaining a coin worth saving, try increasing the amount of change you collect by visiting locations where random coins may be up for grabs. Here are some spots to be sure to check out in an attempt to add exciting currency to your ever-growing collection.

Visiting a payday lender for a cash advance can help you breathe easier if your funds are tight. Whether you need just $100 to make it to your next payday or a short-term loan of $1,000, your local payday lender will provide you with this monetary lifeline. It's advantageous to never borrow more than you can pay back and to also have a clear-cut plan for repaying the payday advance as quickly as possible.